Rates Effective: September 15, 2014
(Rates subject to change without notice at any time)

Program

Rate

Points

APR  (annual
percentage rate)

Payment /
$1,000

30 year fixed

20 year fixed

15 year fixed

10 year fixed

*2 step 7/23

*2 step 5/25

4.250%

4.000%

3.375%

3.250%

3.875%

3.625%

0.25 (1)

0.25 (1)

0.25 (1)

0.25 (1)

0.25

0.25

4.288% (1)

4.052% (1)

3.439% (1)

3.345% (1)

4.493%

4.530%

$4.92

$6.06

$7.09

$9.77

$4.70

$4.56

95% Financing (LPMI)


30 year fixed

20 year fixed

5.500%

5.250%

0.25

0.25

5.541%

5.305%

$5.68

$6.74

 

(1) Points are determined by the FNMA Loan Level Price Adjustment Matrix. Please call a loan            officer for this information. APR stated is based on 0.25 points.

*Margin is 225 basis points added to the 10 year Treasury Constant Maturity Yield

Loan Amounts up to $417,000.

 


Prospect Federal Savings Bank offers a variety of loan programs
to suit your needs. We welcome the opportunity to assist you in
finding the right loan.

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA & VA Mortgages
  • 1—4 family Purchase & Refinance
  • Condos & Townhomes
  • 95% Financing Available (LPMI)
  • Multi family +5 units
  • Jumbo Loans
  • Lot Loans
  • Construction Loans

 

Why choose Prospect Federal Savings Bank for your mortgage needs?

  • Our Interest Rates are competitive
  • We retain the servicing of your loan...you'll never have to send
    your payments out-of-state or call an "800" number to some
    distant location
  • Payments may be mailed or presented in person at any of our
    convenient locations
  • We make loans to investors
  • We can prequalify you so you know up-front what you can afford.
    It eliminates the stress during the approval stage

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