Certificate of Deposit Accounts
Lock in a competitive rate
for a CD term that suits your needs
...from 91 days to 60 months! See rates below
Retirement Account CD's (IRA)
A Prospect Federal IRA
is a great way to save for retirement
...save on taxes, too!
- Income tax
deductions available, consult your tax advisor
for details
- Choose from Traditional, Roth and Educational Plans
Rates Effective: May 14, 2013
(Rates subject to change without notice at any time)
|
|||
Term |
Balance |
Rate |
APY |
| 91-Day | $1,000
& Over |
0.15% |
0.15% |
| 6-Month | $1,000
- $19,999 |
0.15% |
0.15% |
$20,000
- $49,999 |
0.15% |
0.15% |
|
$50,000
- $99,999 |
0.20% |
0.20% |
|
$100,000
& Over |
0.20% |
0.20% |
|
| 9-Month | $1,000
- $19,999 |
0.20% |
0.20% |
$20,000
- $49,999 |
0.20% |
0.20% |
|
$50,000
- $99,999 |
0.25% |
0.25% |
|
$100,000
& Over |
0.25% |
0.25% |
|
| 12-Month | $1,000
- $19,999 |
0.25% |
0.25% |
$20,000
- $49,999 |
0.25% |
0.25% |
|
$50,000
- $99,999 |
0.30% |
0.30% |
|
$100,000
& Over |
0.30% |
0.30% |
|
| 15-Month | $1,000 & Over | 0.35% | 0.35% |
| 18-Month | $1,000 & Over | 0.45% | 0.45% |
| 24-Month | $1,000 & Over | 0.50% | 0.50% |
| 30-Month | $1,000 & Over | 0.55% | 0.55% |
| 36-Month | $1,000 & Over | 0.60% | 0.60% |
| 48-Month | $1,000 & Over | 0.85% | 0.85% |
| 60-Month | $1,000 & Over | 1.00% | 1.00% |
|
|||
Term |
Balance |
Rate |
APY |
| 6-Month | $200,000
& Over |
0.25% |
0.25% |
| 9-Month | $200,000
& Over |
0.30% |
0.30% |
| 12-Month | $200,000
& Over |
0.35% |
0.35% |
| 15-Month | $200,000
& Over |
0.40% |
0.40% |
| 18-Month | $200,000
& Over |
0.50% |
0.50% |
| 24-Month | $200,000
& Over
|
0.55%
|
0.55%
|
|
|||
Term |
Balance |
Rate |
APY |
| 12-month to | See |
See |
|
| 60-month | $1,000
& Over |
Above
% |
Above
% |
IMPORTANT: All renewable C.D.'s above (except
Jumbo CD which needs $200,000) need a
balance of $1,000 to open and earn interest;early withdrawal penalty may
exist. Withdrawals
may reduce the Annual Percentage Yield earned.
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