Certificate of Deposit Accounts

Lock in a competitive rate for a CD term that suits your needs
...from 91 days to 60 months! See rates below

 

Retirement Account CD's (IRA)

A Prospect Federal IRA is a great way to save for retirement
...save on taxes, too!

  • Income tax deductions available, consult your tax advisor
    for details
  • Choose from Traditional, Roth and Educational Plans

Rates Effective: November 18, 2014
(Rates subject to change without notice at any time)

Term
Balance

Rate

APY
91-Day
$1,000 & Over
0.15%
0.15%
 



6-Month
$1,000 - $19,999
0.15%
0.15%
 
$20,000 - $49,999
0.15%
0.15%
 
$50,000 - $99,999
0.20%
0.20%
 
$100,000 & Over
0.20%
0.20%
       
9-Month
$1,000 - $19,999
0.20%
0.20%
 
$20,000 - $49,999
0.20%
0.20%
 
$50,000 - $99,999
0.25%
0.25%
 
$100,000 & Over
0.25%
0.25%
       
12-Month
$1,000 - $19,999
0.60%
0.60%
 
$20,000 - $49,999
0.60%
0.60%
 
$50,000 - $99,999
0.60%
0.60%
 
$100,000 & Over
0.60%
0.60%
       
15-Month $1,000 & Over 0.60% 0.60%
18-Month $1,000 & Over 0.85% 0.85%
24-Month $1,000 & Over 0.75% 0.75%
30-Month $1,000 & Over 1.14% 1.15%
36-Month $1,000 & Over 1.24% 1.25%
48-Month $1,000 & Over 1.34% 1.35%
60-Month $1,000 & Over 1.49% 1.50%

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Term
Balance

Rate

APY
6-Month
$200,000 & Over
0.25%
0.25%
9-Month
$200,000 & Over
0.30%
0.30%
12-Month
$200,000 & Over
0.65%
0.65%
15-Month
$200,000 & Over
0.65%
0.65%
18-Month
$200,000 & Over
0.90%
0.90%
24-Month
$200,000 & Over
0.80%
0.80%

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Term
Balance

Rate

APY
12-month to

See
See
60-month
$1,000 & Over
Above %
Above %

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IMPORTANT: All renewable C.D.'s above (except Jumbo CD which needs $200,000) need a
balance of $1,000 to open and earn interest;early withdrawal penalty may exist. Withdrawals
may reduce the Annual Percentage Yield earned.



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