At Prospect Services, Inc., protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and trust you place in Prospect Services, Inc.
To offer you the financial products and services you seek, we collect, maintain and use information about you on a routine basis. To help you better understand how your personal information is protected here at Prospect Services, Inc., we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.
Information We Collect
As a trusted financial institution, we collect, retain and use nonpublic personal information about individual customers, allowed by law, to provide products and services to our customers. We collect nonpublic personal information about you from the following sources:
Information We Disclose
We may disclose certain nonpublic personal information about you with our corporate family member, Prospect Federal Savings Bank, and other nonaffiliated third parties to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. Also, unless otherwise noted, we will honor Illinois law if applicable.
To Whom We Disclose Information
We do not disclose any nonpublic personal information about our customers, or former customers, to anyone, except as permitted by law. We may exchange such information with our corporate family member and certain nonaffiliated third parties (under limited circumstances) to the extent permissible under law to service your account, offer you products or services we believe you may find valuable, report to credit bureaus, manage risk, and other financial services related activities.
Service Providers and Joint Marketing Partner
To provide our customers with products or services that we believe may meet your financial needs, we may exchange limited nonpublic personal information about you to nonaffiliated firms that conduct marketing services on our behalf, or on behalf of our corporate family member in order to offer financial products or services pursuant to a joint agreement. Such information exchanged includes:
How We Protect the Confidentiality and Security of your Personal Information
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. We restrict employee access to customer information only to those who need to know that information to provide products or services to you. Prospect Services, Inc. maintains physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We educate our employees about the importance of confidentiality and customer privacy.
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does not apply to linked sites. Prospect Federal Savings Bank will never request confidential information through email. Please report such requests immediately to the bank.